Policy Leader Fellows Diana Rusu and Nikhil Dubey walk readers through the process of innovation, suggesting some take-aways from a recent roundtable on the concept.

E-commerce has flourished in the pandemic, and the rising star of online shopping is ‘buy now, pay later’. While service providers now lead in shaping consumer behaviour, Law researcher Nikita Divissenko suggests the EU might play a more proactive role in these innovating markets.